Loan Programs


Bedford Lending is a direct HUD lender that provides financing for:

  • Board and care
  • Memory Care
  • Skilled Nursing 
  • Assisted living facilities. 
  • An independent living component no greater than 25% of the total units is allowable.

Our programs can be used to acquire, refinance, construct, or rehabilitate the above facility types.

Each loan is underwritten by experienced healthcare professionals who understand both the challenges facing healthcare providers and potential market opportunities.

We realize that there are many financial terms and conditions, such as loan to values, debt coverage ratios, and prepayment issues that a borrower needs to fully understand prior to determining the best option. We invite you to call or email us to discuss your transaction in detail. We will prepare a free financial analysis which clearly outlines all available options.

Program highlights include:

  • Minimum 75-80% LTV/C
  • Non-recourse
  • Assumable
  • No low income component required
  • 35-40 Year Fixed Rate Term

For more information on our loan programs, please click the links below:

Healthcare Housing Construction / Rehabilitation

Healthcare Housing Refinance / Acquisition

Refinance of Existing HUD Loan