Bedford Lending is an independently-owned banking and financial advisory firm with a specialty focus on providing construction and permanent financing to hospital providers and facilities nationwide. As a direct FHA/HUD and USDA lender we offer the broadest range of hospital financing solutions available.
For a detailed overview of our Hospital Programs, please click below.
Our staff is comprised of senior healthcare professionals who have extensive experience in public finance, hospital credit analysis, health care consulting, mortgage banking, economics, and law. In addition to our core hospital financing programs, Bedford Lending funds FHA loans for assisted living, skilled nursing facilities, and senior housing properties. We start each process by assessing our client's financing needs and then prepare a financial analysis that clearly delineates all options.
Eligible Properties:
- Acute Care
- Critical Access
- Specialty Hospitals
- Large Urban Teaching Hospitals
- Hospitals in System
- For-Profit, Not-for-Profit, and Government-Owned Hospitals
- Skilled Nursing, Assisted Living, Res Care (in conjunction with critical access hospitals)
Finance Options:
- Construction or remodeling
- Expansion
- Modernization
- Equipment
- Refinancing (Now offering 100% financing)
- Acquisitions
Financing & Advisory Services:
- HUD 242 Mortgage Lender
- USDA Lender
- Private placement advisor for private and municipal bonds
- Financial advisor for tax-exempt and taxable bond transactions
- FHA financing for CCRC's, skilled nursing, assisted living
Construction/Substantial Rehab
| Programs | Benefits | LTV |
| HUD 242 | 25 year, fixed rate, non-recourse, one closing, assumable. | 90% |
| USDA Community Facilities Program | ||
| Rated and Unrated Bonds | ||
| Rural Development Bonds |
Acquisition/Refinance
| Programs | Benefits | LTV |
| HUD 242/223f | 83.3-90% | |
| USDA Community Facilities Program | 83-90% | |
| Rated and Unrated Bonds | 80% | |
| Rural Development Bonds | 100% | |
| HUD 241 (a) - Refinance Existing HUD Loans | 83.3-90% |
My company engaged BLC to refinance our 80 bed hospital. They worked closely with us during the entire loan process and successfully underwrote and funded a loan that reduced our interest rate from 9% to 5.8% I highly recommend Bedford Lending and have engaged them for a new construction project."
Our Finance Options
- HUD/FHA Construction
- HUD/FHA Permanent Loans
- USDA (538) Loans
- USDA Low Income Housing
- USDA Community Facilities Program
- HUD 202 Loans
- Non-Profit Affordable Housing
- Section 8 Loans
- HAP Contract Loans
- Conventional
- Low Income Housing
- Rural Affordable Housing
- 4% and 9% Tax Credit
- Federal & State Tax Credit
- New Market Tax Credit
- Bond advisory
- Private placement advisor
- Credit Enhancements
- SBA Loans
- Forward Commitments
- Bridge Loans
- Mezzanine Debt Fixed and Adjustable Loans
- Participation Loans
- Sale Leaseback Financing
- Distressed/Turnaround Properties
- Blanket Mortgages
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