Bedford Lending is an independently-owned banking and financial advisory firm with a specialty focus on providing construction and permanent financing to hospital providers and facilities nationwide. As a direct FHA/HUD and USDA lender we offer the broadest range of hospital financing solutions available.

Our staff is comprised of senior healthcare professionals who have extensive experience in public finance, hospital credit analysis, health care consulting, mortgage banking, economics, and law. In addition to our core hospital financing programs, Bedford Lending funds FHA loans for assisted living, skilled nursing facilities, and senior housing properties. We start each process by assessing our client's financing needs and then prepare a financial analysis that clearly delineates all options.


Eligible Properties:

  • Acute Care
  • Critical Access
  • Specialty Hospitals
  • Large Urban Teaching Hospitals
  • Hospitals in System
  • For-Profit, Not-for-Profit, and Government-Owned Hospitals
  • Skilled Nursing, Assisted Living, Res Care (in conjunction with critical access hospitals)

Finance Options:

  • Construction or remodeling
  • Expansion
  • Modernization
  • Equipment
  • Refinancing (Now offering 100% financing)
  • Acquisitions

Financing & Advisory Services:

  • HUD 242 Mortgage Lender
  • USDA Lender
  • Private placement advisor for private and municipal bonds
  • Financial advisor for tax-exempt and taxable bond transactions
  • FHA financing for CCRC's, skilled nursing, assisted living

Programs LTV Type of Hospital
HUD 242 90% Acute Care or Critical Access
USDA Community Facilities Program 90% Critical Access or Community
Rated and Non-Rated Bonds 90-100% All
HUD 241 90% Acute Care or Critical Access
Rural Development Bonds 90-100% Critical Access or Community

I engaged BLC to refinance my apartment loan. They provided 80% cash out loan which is fixed for 35 years. I used the proceeds to acquire another property and have again engaged BLC for the loan. I highly recommend them."

- Roger T., Manchester, NH

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