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| Owner occupied or investor properties are acceptable. |
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| Single asset, single purpose entity. |
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| Bedford Lending offers the most competitve financing programs for commercial properties--longer fixed terms and better rates than bank financing. NO Balloons. BLC also offers the widest array of financing options available. |
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| 15, 20 and 30 year terms available. |
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| Determined by market rates at the time of rate lock. Rates vary by loan-to-value ratio, debt service coverage and property quality. |
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| Assumable, subject to approval and applicable fees. |
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| Will vary depending on the loan term chosen, but generally will have a flat, declining penalty schedule. |
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| Up to 90% with seller financing. |
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| Early or standard rate locks available . |
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Include the following in your request for a loan quote:
1. Property description and location map .
2. Representative Color photos.
3. Current rent roll and year-to-date operating statement.
4. Operating history - prior 3 years, if available.
5. Current year operating budget.
6. Existing debt and cost basis.
7. Sponsor resume.
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