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| Most owner occupied businesses. |
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| Purchase or refinance of businesses, new construction, business expansions, franchise financing, equipment purchases and working capital. |
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| Fixed and variable rate programs. |
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| Minimum $400,000 - $4,000,000 |
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| Genrally 1.25% for most businesses. |
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| 80-90% Depends on business and special use of the eal estate. |
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Generally only appraisal, environmental, and engineering reports. |
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| Monthly tax, insurance and replacement reserves to be collected |
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| Depends on property type. |
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| The greater of actual, market or 5% |
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Include the following in your request for a loan quote:
1. Personal Financial Statement
2. Business Plan for new businesses.
3. Two years financial statements on existing businesses.
4. Two year personal tax returns.
5. Digital Photos of the property
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