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| At least 20% of the property must be owner occupied. Offer full doc and stated income programs. |
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- Acquisition financing up to 90%
- Cash out refiances up to 75%
- Can use outside personal income to qualify loan
- Can use rental income from subject property to qualify loan
- Offer full doc and stated income programs.
- Only need to occupy minimum 20% of property.
- Long term fixed rate loans.
- Flexible underwrting
- Minimum 600 credit score for full doc and 660 for stated.
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| Tied to spreads over the ten-year Treasury. |
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| Up to 90% on acquisitons. 75-80% on refinances |
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| Requires appraisal, structural engineering, and environmental reports. Generally $6,000 - $10,000. |
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| Just need two years business financials, personal tax return, 1003 or personal financial statement and credit report to pre qualify the loan. |
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