Other Programs

Stated Income


Our stated income program provides a flexible option for borrowers that traditionally do not qualify for bank financing. Rather than secure private financing at high rates, our rates are as low as 7.49% for a variety of property types nationwide and can provide cash-out.

The program relies on the collateral value of the property, and does not require exceptional credit scores, income verification, or tax returns.



Overview

Property Types

Multi-Family, Mixed Use, Office, Retail, Warehouse, Self-Storage, Auto Service

Rates

7.49%~9.49%

Fees

Par

Term

30 year / 30 year amortization

Loan Amount

$100,000 to $5,000,000

Benefits

  • Flexible Guidelines
  • Cash-Out
  • Up to 75% LTV
  • Simple Documentation
  • Origination + Rebate OK
  • Standard 30 year amortization

Recent Closings

Investor 1-4 Encino, CA

Loan Amount: $845,000
Units: 12
Type: Cash-out Refinance
Terms: 30-yr. loan, 30-yr. amort.
Loan-to-Value: 65%
Broker Comp: $12,675

Residential in Washington, DC

Loan Amount: $845,000
Units: 12
Type: Purchase
Terms: 30-yr. loan, 30-yr. amort.
Loan-to-Value: 65%
Broker Comp: $12,675

Office in Bellrose, NY

Loan Amount: $845,000
Units: 1
Type: Cash-out Refinance
Terms: 30-yr. loan, 30-yr. amort.
Loan-to-Value: 65%
Broker Comp: $12,675




Please email us or call (603) 647-4646 for more information.


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